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About us

We offer clear, practical lending support and guide you through every step toward a stable home or investment loan.

Here to help you find the right finance solutions

Mortgage Finance Broker helps people move from borrowing uncertainty to confident ownership. Based in Maribyrnong, Victoria, we work with first-home buyers, property investors, small business owners and self-employed professionals to find lending paths that reflect both short-term needs and longer-term financial health. We focus on residential lending and complex cases where clear loan structuring can increase borrowing capacity while keeping risk under control.

Clients choose us for straightforward communication and a practical approach to finance. From initial enquiry through to settlement we explain options in plain language, outline likely costs and timelines, and guide decision-making so people understand trade-offs and outcomes. Our service mixes wide lender access with strategic loan design to support ongoing financial stability and help clients reach home ownership or investment goals.

John Augustes

Principal Broker
Phone: 0422 683 248
Email: john@mortgagefinancebroker.com.au

With more than 20 years in banking and finance, John specialises in residential lending, complex scenario assessment and strategic loan structuring for first-home buyers, property investors, business owners and self-employed professionals. He explains technical banking concepts clearly and aims to maximise borrowing capacity while protecting long-term financial stability.

John believes lending should not feel overwhelming and brings transparency, integrity and genuine care, working alongside clients to align solutions with their priorities and goals at Mortgage Finance Broker.

Results, in their words

Josh Kapuranovski - Melbourne

“John helped me finalise a very complex home loan that had critical timeframe deadlines.
He put in a lot of work and was very thorough, knowledgeable and was very easy to communicate with. I will recommend John’s services to others and be happy to seek help from him in the future“

Bryce Henley

“John helped me finalise a very complex home loan that had critical timeframe deadlines.

He put in a lot of work and was very thorough, knowledgeable and was very easy to communicate with. I will recommend John’s services to others and be happy to seek help from him in the future“

Melissa and Rob Fraser

“We have had the pleasure of engaging John’s services over the past 20 years and have always received outstanding service. He provides full disclosure from start to finish and has always kept our best interests in mind.. We highly recommend John Augustes and Finsure.”

Kane and Naomi - Melbourne

“We have worked with John over many years. John is always so helpful and always gives us all the details needed to make the right decision. John makes the daunting process of finding a better home loan seamless.“

David - Sydney

“I’ve used John’s services for 4 mortgages so far. Two of them were particularly complex as I was living overseas. John always made it easy in a world of ‘smooth’ talking real estate agents, his up front, no-nonsense approach is a breath of fresh air.”

Jacqui - Wollongong

“John was so helpful from start to finish. He went above and beyond to get my loan approved on time and I couldn’t be happier. I’ve recommended him to all my friends. Thank you for making what is usually a really stressful thing, easy. I highly recommend John as an efficient and trustworthy mortgage broker.”

Common questions and answers

In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I go for a fixed or variable rate?

  • Which lenders do you work with?

Our services

We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we'll help you compare and choose a home loan that suits your needs.

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First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 50 lenders, our team can help you get a great deal or find the right lender for your first home.

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Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

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Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

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Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

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Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

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Commercial loans

Commercial lending is rarely one-size-fits-all - the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.

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Construction loans

Building comes with a different lending process, including progress payments at each stage. We can help you organise approvals and coordinate with your lender so the funding keeps pace.

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Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

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Vehicle finance

Whether it’s a personal car or a vehicle for your business, the right finance can help you secure a competitive rate, reduce the total cost over time and keep repayments manageable.

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SMSF finance

Buying property through a self-managed super fund involves strict rules and a specialised loan structure. We’ll work with you to explore SMSF lending options and help you understand the process.

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Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

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Reverse mortgages

A reverse mortgage can help eligible homeowners access some of the equity in their home without having to sell. We can help you understand how reverse mortgages work and explore available options.

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Contact

Want to find out more? Contact our expert mortgage broker support team.

About

Learn more about our history and success operating in the mortgage industry.

Mortgage broker services across Maribyrnong

Although we service clients Australia wide, we offer specialised support in areas across Maribyrnong with lender access, home loan help and finance options tailored to our local community.

Moonee Ponds
Ascot Vale
Yarraville
Footscray
Maribyrnong